EFC Tanzania is a Microfinance Bank that provides financial
services i.e. taking deposits and providing loans to micro, small
and medium-sized enterprises and individuals. The bank is
growing fast with the focus of reaching out to the unbanked
business by growing its network throughout Tanzania in the
coming years. To accomplish this, the bank needs to recruit
Credit Officers who are competent, analytical, experienced and
hardworking individuals determined to go extra mile for their
career growth and future.
MICRO, SME & HOUSING LOAN CREDIT OFFICERS
Nature and Scope:
The successful candidates will report to the respective Credit
Manager’s in Microfinance, SME and Housing Loans
departments. He/She will be responsible for marketing of
potential borrowers, undertake comprehensive loan analysis for
loan applications submitted, ensure approval and repayment of
all loans within his/her loan portfolio.
Key Responsibilities
• Market the banks products and services;
• Solicit loan applications from potential borrowers, collect all
required documentations and examine both the completeness
and correctness;
• Visit and validate the loan application documentation
regarding the business, collateral, Guarantors, including to
obtain appropriate identification of the business ownership;
• Undertake appraisal of the loan applications including analysis
of the data and evaluating the project to facilitate decision
making;
• Inform the loan applicant on the decision made by the bank
and next steps recommended;
• Monitor credit facilities and financed projects to ensure
repayment and proper use of funds;
• Develop a strong and quality loan portfolio in line with the set
targets;
• Undertake proper loan recovery activities as prescribed by the
bank; and
• Carry out any other duties assigned by Supervisor from time
to time.
Qualification and Requirements:
• University Graduate in Business Administration, Economics,
Finance, Accounting, Banking or related discipline.
• At least three (3) years banking experience in credit which
includes evaluation of loan application proposals.
• Motivated and strong sales and marketing skills.
• Strong interpersonal skills
• Excellent oral and written communication skills.
• Ability to work under pressure tight deadlines to achieve sales
targets.
Application Instructions
Interested candidates are requested to submit a letter of
interest detailing their motivation for the position applied for
together with their Curriculum Vitae, three professional
references and copies of academic
Certificates/Diplomas/Degree
The letters should be addressed to:
Human Resources Department, EFC Tanzania Microfinance Bank
Limited, 8nd Floor, Tanzanite Park, 38 New Bagamoyo Road,
P.O.Box 11735,
Dar es Salaam, Tanzania.
Closing Date is 17th February 2017
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